Nuts & Bolts
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I currently accept MODA, Pacific Source, First Choice Health, Providence, and Care Oregon insurance.
I am happy to discuss sliding scale options for those paying out of pocket.
I can also provide documentation for reimbursement for out-of-network billing.
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I offer both in-person and telehealth services Monday-Thursday 10 am - 5 pm.
My office is located in a sunny, spacious office at 3050 SE Division St, Suite 260 Portland, OR 97202
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If you’re unable to make it due to weather, illness or an emergency, please let me know at your earliest convenience. You may cancel your appointment up to 24 hours in advance at no charge. If I don’t hear from you at least 24 hours prior to your appointment, and you’re unable to make it, you will be billed a $75 cancellation fee.
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This notice is a requirement of the “No Surprises Law” and the content below may not apply to the services provided to you at River City Counseling LLC, however we are providing this notification as required by the law.
YOUR RIGHTS AND PROTECTIONS AGAINST SURPRISE MEDICAL BILLS
What is “Surprise Billing” sometimes called “Balance Billing”?
When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a healthcare facility that isn’t in your health plan’s network.
“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.
“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care - like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.
You are protected from balance billing for:
Emergency services If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.
Certain services at an in-network hospital or ambulatory surgical center When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.
If you get other services at these in-network facilities, out-of-network providers can’t balance bill you unless you give written consent and give up your protections.
You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.
When balance billing isn’t allowed, you also have the following protections:
● You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.
● Your health plan generally must
1) Cover emergency services without requiring you to get approval for services in advance (prior authorization), 2) Cover emergency services by out-of-network providers, 3) Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits, 4) Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.
If you believe you’ve been wrongly billed, you may contact Oregon Board of Licensed Social Workers, 3218 Pringle Rd SE Ste. 240 Salem, OR 97302-6310 Office: 503-378-5735. Email: oregon.blsw@blsw.oregon.gov
Visit https://www.cms.gov/files/document/model-disclosure-notice-patient-protections-against-surprise-billing-providers-facilities-health.pdf for more information about your rights under Federal law
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